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        Time Cost Calculator
        Find out how much of your life you're trading for any purchase or expense.
    

    
        
        
            
            
                
                    
                    
                        
                            Hourly Wage
                            
                        
                        The amount you're getting paid per hour of work
                        
                            
                            
                            
                                
                            
                        
                    

                    
                    
                        Item Price
                        The cost of the item or service you want to buy
                        
                            
                            
                                
                            
                        
                    

                    
                    
                        Work Hours Per Week
                        How many hours you spend at work each week
                        
                            
                            
                                
                            
                        
                    
                
            

            
            
                
                    Total Work Hours
                    0
                
                
                
                    Workdays
                    0
                
                
                
                    Life Percentage
                    0%
                
            

            
            
                
            

            
            
                
                    Commute Time Per Day (mins)
                    Total minutes spent commuting to and from work each day
                    
                        
                        
                            
                        
                    
                

                
                    Unpaid Work Time Per Week (hours)
                    Hours spent on unpaid work activities like meetings, extra tasks, or preparation
                    
                        
                        
                            
                        
                    
                

                
                    Days Off Per Year
                    Number of paid vacation days, holidays, and personal days per year
                    
                        
                        
                            
                        
                    
                

                
                    Life Expectancy (Years)
                    Your expected lifespan for more accurate lifetime calculations
                    
                        
                        
                            
                        
                    
                

                
                
                    Burnout Factors
                    
                    
                        Work Stress Level (1-10)
                        How stressful your work environment is (1=minimal, 10=extreme)
                        
                            
                            
                                
                            
                        
                    
                    
                    
                        Overtime Frequency (days/month)
                        How many days per month you typically work overtime
                        
                            
                            
                                
                            
                        
                    
                    
                    
                        Job Satisfaction (1-10)
                        How satisfied you are with your job overall (1=hate it, 10=love it)
                        
                            
                            
                                
                            
                        
                    
                

                
                    Satisfaction Multiplier (0-10)
                    How much satisfaction this purchase will bring you (affects emotional message)
                    
                        
                        
                            
                        
                    
                

                
                    Financial Goal (Optional)
                    Target amount you're saving for (to calculate delay caused by this purchase)
                    
                        
                    
                
                
                
                    Return on Investment (Optional)
                    
                    
                        
                            Time Saved by Item (hours/month)
                            How many hours this purchase saves you each month
                            
                                
                            
                        

                        
                            Money Earned Because of Item
                            Additional monthly income this purchase helps you generate
                            
                                
                            
                        
                    
                    
                    
                        Monthly Maintenance Cost
                        Ongoing monthly costs like repairs, subscriptions, or upkeep
                        
                            
                            
                                
                            
                        
                        Monthly costs like repair, subscription fees, or other ongoing expenses.
                    
                

                
                    
                
            

            
            
                
                    
                        
                    
                    
                    Advanced Calculation Results

                    
                        
                            Total Work Hours
                            0
                            Hours needed if 100% income available
                        
                        
                        
                            Workdays
                            0
                            Equivalent workdays
                        
                        
                        
                            Life Percentage
                            0%
                            Portion of 45-yr work life
                        

                        
                            Effective Work Hours
                            0
                            Hours needed with 30% disposable income
                        
                    
                    
                    Impact Meters

                    
                        
                        
                            Burnout Impact
                            
                                
                            
                            0.0%
                        
                        
                        
                        
                            Life Energy Cost
                            
                                
                            
                            0.0%
                        
                        
                        
                        
                            ROI Health
                            
                                
                            
                            0.0%
                        
                    

                    
                    
                        
                            Goal Delay
                            0
                        
                        
                        
                            ROI Payback Time
                            0